Agnivo Roy

Online banking and e-commerce is undoubtedly the mainstream choice for most people in the developed countries like the USA and UK. But what new generation looks for while going for a credit card is the ability to manage their account over the cellphone and internet (online), responsive and quick customer support, increased security against online fraud, low interest rates and a host of other interesting features. Today, I just came across a credit card which satisfies the above and looks like promising deal to those who transact online often and are used to manage their accounts online - it’s the Mint Credit card.

The credit card from Mint (a business name of The Royal Bank of Scotland plc) is for UK consumers and sports a plethora of exciting features and benefits. It is a new MasterCard with a brand new streamlined design which everyone should like. Obviously, new offers come with great introductory offers and benefits. Let me highlight them concisely for you :

• No interest on balance transfers for 13 months. (till 1-Nov-2008)
• No interest on purchases. (till 1-Apr-2008)
• APR of 14.9% (variable)
• Up to £7,500 credit limit.
• 24 hours responsive and friendly customer service.
• Online account management through Mint’s website.
• Transact / access your account through cellphone.
• Enhanced online shopping security and fraud protection with Mint Secure.
• Mint+ offers help you save on travel, premium wines and more discounts.
• Smart Card style chip and PIN security.
• Free additional card for a friend or partner.
• No annual fees.

What I like most about this card is Mint Online Servicing - the online account management area where you can view and access statements, transactions (upto 6 months of history), change account details, online payment services 24×7; whenever you wish. It’s fast and easy to do things online!

Those who use the cellphone more than the internet can also register for the Mint Mobile service and access their account from the phone itself. Receive account alerts, balance check, pay bills, query recent transactions using SMS and best of all, it’s a free service.

Those who are paranoid about online security and frauds, breathe easy…because Mint Secure offers online fraud protection to all Mint card holders. They even provide some online security tips to follow and lessen the chance for online credit card frauds.

So, if the above interest you, feel free to request a free information pack and Apply for a Mint Credit card online. Enjoy online shopping and your new Mint credit card.